{"id":24,"date":"2026-09-23T09:00:00","date_gmt":"2026-09-23T09:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/bullrei-com\/2026\/09\/23\/u-s-housing-affordability-hits-a-breaking-point-helping-people-in-real-estate\/"},"modified":"2026-09-23T09:00:00","modified_gmt":"2026-09-23T09:00:00","slug":"u-s-housing-affordability-hits-a-breaking-point-helping-people-in-real-estate","status":"publish","type":"post","link":"https:\/\/www.bullrei.com\/blog\/2026\/09\/23\/u-s-housing-affordability-hits-a-breaking-point-helping-people-in-real-estate\/","title":{"rendered":"U.S. Housing Affordability Hits a Breaking Point | Helping People in Real Estate"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/troy-jones\/harvard-housing-affordability-remotion-videos-2322\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>The latest national housing snapshot confirms what many of you are feeling: affordability is at a breaking point heading into 2026. Existing home sales are still dragging, new construction isn\u2019t picking up the slack, and more renters are staying put\u2014because, frankly, options are shrinking fast. Median home prices (new and existing) have topped $400,000, with mortgage rates above 6%, so the cost of owning a home is hitting near-record highs. Since 2020, we\u2019ve seen existing home prices climb to nearly five times the median income. By late Q4 2025, the typical monthly payment for a median-priced home landed close to $3,100, which means you\u2019d need an income over $120,000 just to qualify. And for renters? Units under $1,000 have dropped by 7 million, leaving 11 million of the lowest-income renters fighting for just 3.8 million affordable units. Efforts at every level\u2014state, local, and federal\u2014are trying to ease things, from cutting red tape to expanding financing tools, but it\u2019s clear: there\u2019s still a long road ahead when it comes to affordability and real access. If you\u2019re looking at your options\u2014whether buying, selling, or just trying to make sense of where you stand\u2014I\u2019m here to give you straight answers and creative solutions. In a market like this, you need more than just a sign in the yard. You need a plan that works.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The latest national housing snapshot confirms what many of you are feeling: affordability is at a breaking point heading into 2026. Existing home sales are still dragging, new construction isn\u2019t picking up the slack, and more renters are staying put\u2014because, frankly, options are shrinking fast. Median home prices (new and existing) have topped $400,000, with [&hellip;]<\/p>\n","protected":false},"author":70,"featured_media":52,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-24","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.bullrei.com\/blog\/wp-json\/wp\/v2\/posts\/24","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bullrei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bullrei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bullrei.com\/blog\/wp-json\/wp\/v2\/users\/70"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bullrei.com\/blog\/wp-json\/wp\/v2\/comments?post=24"}],"version-history":[{"count":0,"href":"https:\/\/www.bullrei.com\/blog\/wp-json\/wp\/v2\/posts\/24\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bullrei.com\/blog\/wp-json\/wp\/v2\/media\/52"}],"wp:attachment":[{"href":"https:\/\/www.bullrei.com\/blog\/wp-json\/wp\/v2\/media?parent=24"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bullrei.com\/blog\/wp-json\/wp\/v2\/categories?post=24"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bullrei.com\/blog\/wp-json\/wp\/v2\/tags?post=24"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}