Looking ahead to 2026, the latest forecast shows US home prices rising by about 1.2%. This is a noticeable cooling from the breakneck pace of recent years—and honestly, it’s what more buyers have been waiting for. A slower climb means a more balanced, less frenzied market, with conditions tipping a bit in favor of those ready to make a move.
Existing-home sales are projected to hit 4.10 million in 2026, nudging up by about 1% year-over-year. The real momentum is expected to build in the second half, which tells me that timing and strategy will be as crucial as ever. Mortgage rates are forecasted to hover in the low-6% range, but with price growth softening and incomes on the rise, buyers could see their typical payments drop by around 2% a year. That’s the kind of math I always run for my clients—real numbers, real budgets, no guesswork.
Renters can expect some continued relief too, with rents likely to dip by about 1% thanks to steady multifamily supply. And while private listing networks haven’t moved the needle much so far, broad visibility remains key for both buyers and sellers—something I always prioritize whether we’re going traditional or getting creative with solutions like seller financing or loan assumptions.
The market’s shifting, but there are always options. If you’re thinking about your next move—whether capturing equity or navigating a tougher situation—it pays to have a plan built on data, not guesswork. I’m here to help you find yours.
